Jim Richards, an experienced economist in the banking sector, has warned against implementing a social credit system in the United States that relies on the central digital currency (CBDC). He explained that such a system would enable the government to leverage the available data...

Gold bug and economist Peter Schiff has expressed concerns about the U.S. banking system, claiming that the Federal Reserve has destroyed it. Schiff argues that the system is insolvent and would collapse without government assistance. He points to low interest rates on savings and checking...